Minimize new credit accounts: Contrary to popular belief, having more open credit accounts contributes very little to a high credit score. Instead, use new credit accounts only as necessary.
Manage credit cards: A history of paying credit card bills on time almost always increases a person’s credit score. On the contrary, having no credit cards at all can actually hurt your credit score as well.
Do not hesitate to check your credit score: As long as you request your credit score from an authorized organization, checking your score will have no negative impact. Checking your credit score at regular intervals will also help you track your progress.